Investor programs target 'passive' investment options.

The Applicant is required to demonstrate

• they have sufficient legally obtained net worth - CDN$800,000
• they have sufficient business experience
• and make required investment in an approved fund for 5 years - CDN$400,000

The investment is made with an approved financial institution, and is guaranteed by the Quebec government. The investment is returned without interest after the investment period.

For Applicants qualifying on Net Worth and othr criteria, there is a possibility of financing the investment amount with the financial institution for a one-time non-refundable payment. The financing fee ranges from CDN$115,00 to 130,000 and changes from time to time

The Quebec program is more flexible (e.g it allows for inclusion of gifts and inheritance in the Net worth calculation) and is quicker.

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